Tow Truck Insurance Eugene Oregon
Tow Truck Insurance Eugene Oregon – Great Rate & Coverage!
Are you a tow truck operator or business owner seeking Tow Truck Insurance in Eugene Oregon or Washington State? If so then call Duncan and Associates Insurance Brokers today toll free by dialing 1-800-228-8291.
Duncan and Associates Insurance Brokers, a leading independent agency based in Washington State, now provides Tow Truck Insurance in Oregon in addition to Washington.
You can reach us in the office before 5 PM PST Monday through Friday. Additionally, you can click one of the pertinent links below to be taken to our online quote request form.
You can access this form twenty four hours a day, seven days a week when you click a link pertaining to your location:
Tow Truck Insurance Eugene Oregon — The Challenges You Face Part 4!
In the previous three articles of this series we outlined four specific challenges that a person seeking Tow Truck Insurance in Oregon faces:
- Limited Number of Oregon Tow Truck Insurance Companies Writing Business
- Affordable Rates
- Finding Reliable Drivers with Clean Driving Records
In our last blog post, we talked about the importance of hiring reliable drivers with clean driving records. Employing drivers with poor driving records will almost certainly mean you will be paying the highest possible rate on your tow truck insurance premiums (you can read more about this by clicking on Challenges You Face Part 3).
In this week’s post, we want to discuss the topic of claims.
Tow Truck Insurance Eugene Oregon – Past Claims Can Affect Your Rates.
Claims are a reality of the tow truck business. Tow truck operators face some unique risks in the performance of their job duties that are not present for many other forms of trucking.
- Tow truck drivers often have to work on the side of busy highways and roads where the risk of being hit by a fast moving vehicle is dramatically increased.
- Tow truck services are most in-demand during the worst possible weather conditions, which increases all the usual risks even more.
- Tow trucks are equipped with specialized machinery that can be more expensive to fix than typical auto damage.
As a result of this increased risk, it follows that claim events are more common in the tow truck business.
And as we mentioned in part 1 of this series, the claims severity in the tow truck industry has driven many insurance companies to abandon their tow truck insurance programs.
Furthermore, having claims in your insurance history can drive up your premium rates. Just as employing a driver with a poor driving record will increase rates, so too will having claims in the last few years.
So if you are just starting out, be aware of the risks involved with the towing business to avoid driving up your costs through avoidable claim events. And if you’re a veteran of the industry, understand that a recent claims history may make it more difficult to find the rates you’re looking for.
At Duncan and Associates Insurance Brokers, we work with both ultra-preferred companies for spotless records and with companies willing to take on clients with a few blemishes on their records.
Tow Truck Insurance Eugene Oregon — Contact Us Today!
Call Duncan and Associates Insurance Brokers today toll free at 1-800-228-8291 Monday through Friday before 5 PM or click below to use our online quote request form:
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