Shelton Washington Auto Insurance

Welcome to Duncan and Associates Insurance Brokers!

Shelton Washington Auto InsuranceIt’s likely you are looking for car insurance in Shelton Washington or the surrounding areas.  If so you have found the right place!

We offer great pricing at Duncan and Associates Insurance Brokers for home, car, life, and business insurance in Shelton Washington.

You can reach us directly at 360-426-3357 or use our convenient online rate quote system by clicking one of the links below.

When Shopping for Insurance in Shelton Washington It’s Important to Purchase the Correct Amount of Coverage.

In a previous article we considered how 17-year-old Catherine turned left against oncoming traffic causing an accident leading to a debilitating neck injury to Erica’s daughter Jessica.

A lawsuit by Erica was filed against Catherine and her parents for $2 million due to the severity of injuries sustained by Jessica.

This question was raised in our previous article:

Can Erica sue for more than what the Simpsons carry on their personal automobile liability limits and be successful in their lawsuit?

Let’s find out as we continue our story.

How Much Can I Be Sued For?

After receiving the lawsuit papers the Simpsons notify their insurance claims adjuster about the lawsuit.

A letter is sent to the Simpsons shortly afterward advising them it would be in their best interest to hire separate legal counsel to defend against the lawsuit.

Confused by the letter the Simpsons ask for clarification when an attorney had already been provided by the insurance company to defend against the pending litigation.

The legal department of their insurance company advises that as soon as an offer is made to the plaintiffs for the policy limits of $300,000 the insurance company’s obligation to provide legal defense ends and Erica is free to continue in the litigation.

Policyholders May Be Held for Damages in Excess of Their Insurance Limits!

Regrettably the Simpsons can be held liable for damages in excess of their personal automobile policy limits of $500,000 and be forced to pay judgments not covered by insurance.

In our next article we will learn the final outcome of the Simpsons legal troubles and discuss an important service offered at Duncan and Associates Insurance Brokers.

Need Better Options on Shelton Washington Auto Insurance? 

Call the licensed agents of Duncan and Associates Insurance Brokers at 360-426-3357 during normal business hours for quotes on business, life, home, or car insurance in Shelton Washington and the surrounding areas.

An online rate quote system is also available 24 hours per day click one of the below links: