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Business Insurance Olympia Wa

Business Insurance Olympia WaIf You’re Looking for Business Insurance in Olympia Washington You Have Found The Right Place!

Duncan and Associates Insurance Brokers offers business insurance for any type of company throughout the state of Washington and in 10 additional states.

A few of our specialized commercial programs include Winery Insurance Olympia, Contractors Insurance Olympia Washington, Restaurant Insurance Olympia, and Shellfish Farm Insurance Washington.

Call us locally at 360-352-7588 or use our toll free number 800-228-8291.

Business Insurance in Olympia Washington is Complicated!

It’s a mistake to assume a business insurance policy will cover every possible claim event.

For example, a commercial General Liability Policy may extend coverage for property damage, bodily injury, personal and advertising injury, and medical payments as long as it is not excluded in the liability section of the typical general liability insurance policy.

Yet the commercial general liability insurance policy will not reimburse you in the event your equipment, tools, inventory, buildings, business property or mobile equipment is damaged, destroyed or stolen.

In addition the general liability policy will not extend coverage for workers compensation, will not provide benefit to you in the event a former or current employee sues your business for sexual harassment or wrongful termination.

The general liability policy will not reimburse you for employee theft or embezzlement or for cyber breaches, business interruptions or lawsuits for professional liability exposures.

There are a number of different claim events that a Commercial General Liability Policy will not cover.

Never Assume Your Olympia Washington Business Insurance Policy Covers All Claim Events!

It would be a serious financial mistake to assume you are completely covered for every exposure facing your business. Any type of catastrophic loss to your company, especially if the event is not insured, could have devastating implications.

For example a customer sues your company because you failed to give them proper advice on a product or service that you sold them.

The commercial general liability insurance policy will not provide protection for this type of lawsuit filed against any business.  However a specialized form of liability insurance can be purchased in most instances to cover this exposure.

We Can Help You Choose the Best Options for Business Insurance in Olympia Washington.

Would you agree it would be beneficial for you to understand the limitations and restrictions of business insurance?

Would you also agree that you are in a better position to make good decisions when you know all the facts up front?

In the event of a catastrophic loss a business may survive financially when appropriate insurance protection is placed in force prior to the claim event.

In contrast companies that have not taken steps to secure needed commercial insurance for their business may be forced to close their doors permanently and file bankruptcy.

Could you imagine that happening to your business?  We hope that your business never faces such a dire situation. However, purchasing the appropriate coverage prior to a claim event gives you peace of mind and it safeguards the financial future of your business.

Call Duncan and Associates Insurance Brokers Today When You Need Olympia Washington Business Insurance.

Because of the many unknown variables and factors that could affect your business one of our commercial lines specialist will discuss major points of coverage that may be important for you to consider.

Many insurance agents want to take as little time as possible to explore your needs, we are different.

Call us locally at 360-352-7588 or use our toll free number 800-228-8291.

Or submit your information to us online by clicking on Business Insurance Olympia Washington and one of our commercial lines specialist will be in touch with you soon.

One information on our specialized insurance programs? Click on one of the links below.

 


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