Tow Truck Insurance Renton Wa
Tow Truck Insurance Renton Wa – Call Today!
Duncan and Associates Insurance Brokers is an independent insurance agency offering the best rates on Washington Tow Truck Insurance. Whether you run a dealership, a body shop that provides a towing service, or a dedicated towing operation, we have the knowledge and companies to help you find the coverage you need.
Washington Tow Truck Insurance – Additional Coverage Options.
The state of Washington has standards of mandatory coverage for tow truck insurance. You should be aware, however, that those are minimum standards; it is highly recommended that you look into additional coverage beyond the state minimums.
Two important places for any tow truck business owner to start are On Hook Coverage and Garage Keepers Insurance.
Washington Garage Keepers Legal Liability Insurance, or Garage Keepers Insurance, provides protection from costs associated with damage to vehicles being held on your property.
For example, if your company holds customer vehicles in a fenced-in lot overnight while they await repair work, Garage Keepers Insurance will cover you from any damage that befalls those customer vehicles while they’re in the lot (up to your chosen policy limit).
On Hook Coverage provides protection from costs associated with damage to vehicles being towed by your tow trucks.
This coverage is different in comparison to General Liability Coverage that you may have purchased on your place of business itself.
Without On Hook Coverage, any damage to a customer vehicle while being towed by your tow truck will have to be paid out of pocket.
Tow Truck Insurance Renton Wa – What Coverage Do I Need?
That depends on your situation.
Take Garage Keepers Insurance, for instance: If your towing operation only tows from point A to point B and never holds in its possession a customer’s vehicle, then Garage Keepers Insurance may be unnecessary for your business.
Conversely, if your business holds customer vehicles on your premises even if it is momentary, you should strongly consider Garage Keepers Insurance.
In the case of On Hook Coverage, unless you exclusively tow mangled cars to the scrap heap, it’s difficult to imagine a situation in which you shouldn’t purchase it for your towing operation.
Imagine that one of your tow truck drivers is hauling a small sedan to the repair shop. The driver drifts to one side to avoid a pothole, leading the sedan being pulled behind him to hit a mailbox damaging the customer vehicle.
If you have On Hook Coverage, the insurance company will pay for the cost of repairs to the sedan, minus a deductible.
Renton Wa Tow Truck Insurance – Call For Answers To Questions Like These.
Call Duncan and Associates Insurance Brokers today at 1-800-228-8291 for answers to questions you have about the coverage you need. You can also click Tow Truck Insurance Renton Wa to get started online.
Washington Commercial Truck Insurance is also available in the following cities:
- Tow Truck Insurance Tacoma Wa
- Kent Wa Tow Truck Insurance
- Tow Truck Insurance Bellingham
- Auburn Wa Tow Truck Insurance
- Tow Truck Insurance Pasco Wa
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